Medicare Advantage (Part C) plans typically offer more benefits than Original Medicare (parts A and B). Sometimes this can include dental care, including dental implants if they are medically necessary.
Private medical insurers administer Medicare Advantage plans and decide which benefits they will include. As such, coverage can vary depending on the insurer.
Plans may include dental care, but it is best to check with the plan provider about the specific items and services it covers. The plan may not necessarily cover dental implants.
Original Medicare and Medicare Advantage plans must provide the same basic benefits. However, in 2025, around 97% of Medicare Advantage plans also included dental and other benefits.
This Medicare Advantage dental coverage may include dental implants, but the out-of-pocket costs can vary.
The plans will also usually cover dental implants that are medically necessary only. In some instances, a Medicare Advantage plan may cover only dentures.
Additionally, some plans may offer an annual allowance that individuals can apply to other dental services, like dental implants.
If a person already has Medicare Advantage, they can find their plan’s specific benefit details by contacting the private insurer or reviewing the plan documents they would have received with their welcome pack.
Individuals who are looking for a new Medicare Advantage plan can use Medicare’s plan finder tool to find plans with dental coverage. When comparing plans, a person can filter the results to show only plans with dental benefits.
In 2020, the American Dental Association (ADA) conducted a survey, which found that the average cost of surgically placing a single endosteal implant was $1,965.74, and implant-supported crowns cost around $1,500 to $1,700.
A person could pay more or less for their implants, depending on:
- their location
- how much experience their dentist has
- how complex the procedure might be
To confirm their benefits and to get an idea of how much they may need to pay out-of-pocket, individuals can contact their plan provider or check their plan documents.
