SelectHealth is a nonprofit healthcare company that offers health insurance plans in Utah, Idaho, and Nevada.
In this article, learn more about SelectHealth, including the plans it offers and some of the associated costs.
SelectHealth is a nonprofit company that began operating in 1983. It offers plans to more than 900,000 members across Nevada, Idaho, and Utah. Plan members include individuals, families, employers, Medicaid beneficiaries, and federal employee benefits recipients.
SelectHealth promotes volunteerism, provides free health screenings in the community, and supports school-based physical activity programs. It integrates with Intermountain Healthcare and partners with St. Luke’s Health System.
Federally funded Medicare provides health insurance for older adults in the United States. Some younger people who have certain conditions or disabilities may also be eligible for Medicare.
The Medicare parts include:
- Part A, which is hospitalization coverage
- Part B, which provides medical insurance
- Part C, or Medicare Advantage, which offers the basic coverage of Original Medicare (Part A and Part B), along with some additional benefits
- Part D, which is for prescription drug coverage
Learn more about Original Medicare.
Medicare Advantage is an alternative to Original Medicare (parts A and B). It includes hospital treatments and doctors’ visits and may include prescription drug coverage. The plans may offer additional benefits like hearing, vision, and dental.
To find Medicare Advantage plans in their area, people can use this online tool or call 800-MEDICARE (800-633-4227).
There are several types of Medicare Advantage plans available. The list below discusses some of the most common ones:
- Health Maintenance Organization (HMO) plans: People generally have to use providers in the plan’s network, except when they need emergency care or out-of-area dialysis. Some plans allow people to get services out of the network, but they may cost more. A person must also choose a primary care doctor and may need a referral before seeing a specialist.
- Preferred Provider Organization (PPO) plans: With a PPO plan, people can use a provider in or outside the plan’s network. However, out-of-network services may carry higher costs. People do not need to choose a primary care doctor; in most cases, they do not need a referral to see a specialist.
- Private Fee-for-Service plans: These plans choose how much they pay providers and how much people pay when they get care. People can see providers in or out of the network, but costs are lower for in-network providers.
- Special Needs Plans: These are for people with specific health conditions. The benefits meet the needs of the group they serve, such as people with heart disease or diabetes.
Other Medicare Advantage plans include HMO Point-of-Service and Medicare savings account plans.
Learn more about choosing a Medicare Advantage plan.
SelectHealth offers various Medicare Advantage plans depending on a person’s location. The chart below provides some plan costs based on ZIP code.
Users can check plan details using SelectHealth’s online search tool and enter their ZIP code.
| Location | Plan | Monthly premium | Monthly dental premium | Maximum annual out-of-pocket |
|---|---|---|---|---|
| Salt Lake City, UT ZIP: 84101 | SelectHealth Medicare Essential (HMO) | $0 | included: preventive dental $0 | $5,500 |
| Las Vegas, NV ZIP: 88901 | SelectHealth Medicare Essential (HMO) | $0 | included: preventive dental $0 comprehensive dental $0 | $900 |
Basic costs with a Medicare Advantage plan include premiums, deductibles, coinsurance, and copays. In addition to the Medicare Advantage plan premium, a person must also pay the Medicare Part B premium, which will be $185.00 in 2025.
SelectHealth’s links with healthcare systems provide access to a system of providers, home health agencies, occupational medicine, and hospitals.
The company’s Medicare Advantage plan benefits include wellness programs and incentives. SelectHealth is also part of the Alliance of Community Health Plans.
Plans also cover preventive screenings for:
SelectHealth reimburses up to $240 per person each year for enrollment in programs such as:
- gym memberships
- approved weight loss programs
- nutritional counseling
- health education
This online tool can help people search for Medicare Advantage plans in their area, with the option to filter plans based on need.
Information includes:
- monthly premium
- health deductible
- drug plan deductible
- yearly out-of-pocket maximum
SelectHealth is a private nonprofit company offering Medicare Advantage plans in Utah, Nevada, and Idaho. These plans combine the benefits of Original Medicare (parts A and B).
Medicare Advantage plans must offer the same basic coverage as Original Medicare but may also offer additional benefits, such as hearing, dental, or vision.
SelectHealth partners with local healthcare systems to provide care to people in the community, including preventive and wellness benefits. Wellness programs include help paying for gym memberships, weight loss programs, and nutritional counseling.
