SelectQuote, an insurance broker established in 1985, offers life, car, home, and Medicare insurance plans. It helps clients choose from among insurers to save time and money. That said, partner compensation may influence recommendations.
Insurer brokers are businesses that make it easier for people to select and enroll in an insurance plan based on their specific needs and budgets.
In the context of Medicare, SelectQuote can help a person select Medicare Advantage (Part C) and Medigap plans. Part C is an alternative to Original Medicare that private insurance companies offer. Medigap is another private plan that can help cover out-of-pocket costs that Original Medicare does not pay for.
According to the SelectQuote website, more than 2 million families use their brokers for their insurance needs, including Medicare. The company is licensed in all 50 states.
SelectQuote brokers are licensed to sell Part C and Medigap plans from participating insurers in each state, according to guidelines set by the Centers for Medicare & Medicaid Services (CMS).
The company also receives a 4.8 out of 5 stars on TrustPilot.com, which suggests that many people find the company reliable and legitimate. However, although the Better Business Bureau (BBB) has accredited the company, SelectQuote’s BBB reviews average only 1 star.
All businesses tend to have both positive and negative reviews. People can explore all the different reviews and decide whether the company is one they wish to work with and whether its offerings fit their specific needs.
Private insurers manage Medigap and Part C plans, which have different premiums and coverage. Some Part C plans include prescription drug coverage, and while enrollees usually pay the Part B premium, some Part C plans may cover this cost.
For this reason, choosing the right plan depends on an individual’s needs. SelectQuote consultants work with various insurers and can help people evaluate their options and enroll in their chosen plan. The brokers can customize coverage to the individual’s needs, potentially saving time and money.
Insurance brokers receive compensation from their partner insurers in the form of commission when they sell a plan. Customers will not pay anything for the broker’s services, but the plans a broker recommends may be influenced by this compensation.
For this reason, the services of an insurance broker are not suitable for everyone. A person can also use the Part C plan comparison tool or the Medigap comparison tool. They can enter their ZIP code to see the plans available in their area. From there, a person can enroll in the plan of their choice.
Whichever method a person chooses for selecting and enrolling in a plan, they should keep important Medicare enrollment periods in mind.
- The client pays nothing for services.
- Brokers can help a person choose a plan based on their specific needs.
- Broker recommendations may be influenced by the insurers they work with and their compensation.
On the company website, SelectQuote instructs that a person can begin by requesting a free quote and completing a questionnaire about their Medicare insurance needs.
In this questionnaire, people can specify whether this is their first time enrolling in a Part C or Medigap plan or if they wish to switch from Original Medicare to Part C. They can also indicate whether they desire additional benefits offered by some Part C plans, such as vision or dental coverage.
After completing the questionnaire, a SelectQuote representative will reach out via email or phone to provide tailored information about the available options.
Even if a person does not want to work with SelectQuote to choose and enroll in a Medicare plan, they may still benefit from educational materials offered on the company website. These explain how Original Medicare, Part C, and Medigap plans work, along with additional information about Part D, which covers prescription drugs.
What is the difference between a Medicare agent and a broker?
Medicare agents are usually hired and compensated by the insurance company they represent. Medicare brokers collaborate with numerous insurers and are contracted to promote their plans. They earn a commission once they successfully enroll a client in a plan.
What is the most highly rated Medicare Advantage plan?
In a review article, Medical News Today selected the following Part C plans as the best choices for 2025, depending on people’s needs:
- Best for dental coverage: Humana
- Best for travelers: Aetna
- Largest network: UnitedHealthcare
Who is the best person to talk with about Medicare Part C and Medigap?
State Health Insurance Assistance Programs (SHIP) and State Health Insurance Benefits Advisors (SHIBA) are nonprofit volunteers available to assist with a person’s Medicare choices. The Medicare Rights Center also offers guidance and advocacy, and the Senior Medical Patrol (SMP) can help identify Medicare scams.
SelectQuote brokers in Medicare Part C and Medigap plans in all 50 states. SelectQuote agents are CMS-licensed, and the company has a 4.8-star TrustPilot rating. However, it averages only 1 star on BBB.
Medicare brokers can generally tailor coverage choices to fit a person’s needs and assist with enrollment. However, their compensation from partner insurers might affect their recommendations.
Alternatively, a person can use official comparison tools to find and enroll in plans while considering important enrollment periods.
